R David Fritz Jr, CLU®

Financial Representative

 

Welcome

My passion is to prepare specailized financial strategies to corporations and individuals in a way that aligns in a way with their own mission and values, in order to build a mutually benficial relationship.

 

My Practice

David brings over 30 years of practical working experience in the financial service industry to his clients.  In order to provide the best insight and knowledge available, David works with a team of specialists from Northwestern Mutual to align with the specific needs of each client.  Understanding that each client’s needs are unique, David provides a customized solution specific to each corporation or individual.

David specializes working with banks and corporations to design, administer and assist in the informal financing of Nonqualified Executive Compensation and Benefit Plans and Bank Owned and Corporate Owned Life Insurance programs to attract, retrain and reward key executives. 

 

Overview of Services

  • Bank-Owned Life Insurance (BOLI) is a life insurance policy written on the life of an employee in which the financial institution is the owner, payer, and beneficiary. Financial institutions purchase life insurance to achieve attractive tax-free yields and to finance the costs of medical coverage, and post-retirement employee benefits such as group term life insurance and supplemental retirement plans.

  • Nonqualified Benefit Plans include:

    • Deferred Compensation Plans

    • Supplemental Executive Retirement Plans

    • Defined Contribution/Short Term Deferred Cash Incentive Plans

    • Defined Contribution/Long Term Incentive Plans

    • Executive Bonus Plans

    • Split Dollar Plans

    • Executive Benefits including Supplemental Life, Disability and Long Term Care Insurance

 

The Northwestern Mutual Difference

Backed by the strength of Northwestern Mutual, my team and I provide you with a balanced approach to achieving your goal of financial security, assuring that your intentions have been understood and your needs are being addressed. And when it comes to implementing solutions, the full capabilities of Northwestern Mutual are leveraged to provide you with exclusive access to a comprehensive variety of products and services.

Largest Dividend Payout in Company History

In 2019, we expect the largest dividend payout for life and disability income insurance policyowners in company history.  Read more.

Retirement and Taxes: How to Maximize Your Savings

Not all retirement savings vehicles are taxed the same way. Read more

A Guide to Your Finances in Your 40s

With your 40s comes competing money goals. Here’s how to manage them. See how

 

To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck